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CTS Insurance Policies: ISIS travel medical

ISIS Insurance has specialized in student and youth travel insurance for more than 48 years. ISIS provides you with complete coverage abroad for a very competitive premium. This travel insurance has been specially developed for U.S. citizens/permanent residents who travel to a foreign country. Coverage is worldwide, outside of the United States. ISIS offers the security you need.

POLICY FEATURES
Our ISIS insurance offers you the following:

  • No deductibles
  • Payment directly to the provider (when possible)
  • Special attractive premiums for students
  • 24-hour assistance service
  • Generous coverage period - maximum 12 months (extension available thereafter)
  • Hazardous sports coverage option
  • ISIS Incoming coverage available for those coming to the USA

WHAT IS COVERED?
Medical and related expenses: If you (or a covered family member) become ill or have an accident while traveling, we will pay for:

  • All necessary emergency physician treatment/surgery and the  necessary supplies and tests associated with such treatment.
  • Reasonable and necessary hospital and ambulance service charges
  • Air ambulance (or similar service) transportation to return to the U.S. (including nurse and/or physician), if medically necessary.
  • In the event of death, cost to return the remains to former domicile.
  • The cost of a family member to visit, when deemed necessary by medical advice.
  • Funeral expenses abroad or repatriation of the body.


Coverage Amounts (in U.S. Dollars) - ISIS plan [outgoing]:
Benefit  Standard Plan Super Plan
Medical expenses (sickness and accidents), incl. medical evacuation $100,000 $200,000
Dental -emergency treatment 
          -accident treatment
$150
$250
$200
$750
Accidental Death $15,000 $25,000
Transportation costs in case of death $15,000 $25,000
Permanent disablement $15,000 $25,000
Extra traveling expenses $5,000 $10,000
Loss of deposits & cancellation charges $500 $1,000

Also available, for an additional fee
Hazardous sports
(as defined in the brochure & policy) are covered by paying 10% extra premium. There is no coverage for Dangerous sports.

WHAT DOES IT COST?
Premiums vary depending on the length of the stay and which plan option is chosen. The longer the stay, the more cost effective the rates. We also offer special discounted insurance rates for students going abroad for study or work/internship/research as well as groups. CTS can supply a brochure with price charts, or give you a quote.

Interested in a quote or to apply for coverage? Fill out our on-line, secure forms:  
                     ISIS Quote             ISIS Application
Or, contact us by e-mail at ctsinsurance@ctsinc.com, phone 1-(800) 635-5488, or fax your request to 1-(651) 287-1312.

This is an overview of the coverage. For exclusions and other details, please refer to the policy

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